GIROPie is a B2B invoice-to-cash platform that enables suppliers and buyers to collaboratively manage trade credit invoices while allowing suppliers to collect payments through authorized bank mandates.

GIROPie is designed as a collaborative platform where suppliers and buyers manage trade credit invoices together on a shared invoice layer. In this Linked environment, buyers join the platform and can interact directly on invoices — including scheduling the Pay-by-Date, raising disputes, splitting invoices, or approving payment schedules. However, buyer participation is not mandatory to start using GIROPie. If a buyer is not yet on the platform, the supplier can still operate in an Unlinked environment. In this case, the supplier may send an invoice-level Autopay request to the buyer through email. The buyer can authorize a one-time debit instruction for that specific invoice without joining the platform. Even when a buyer chooses not to join GIROPie, the supplier can continue using the platform to: • track invoices • monitor payment schedules • send payment reminders • manage receivable records This flexible model allows suppliers to gradually onboard buyers while still benefiting from GIROPie’s invoice management and collection capabilities.

No. GIROPie complements ERP systems by managing invoice settlement, payment scheduling, and automated collection.

Payments are executed through regulated banking infrastructure after the supplier initiates collection.